You do not have to own your property for it to be considered your home in Coral Gables. It is often your possessions that are more treasured than the house, especially when renting.
While the landlord may have home insurance covering the structure, your personal belongings are not covered unless you have a renter’s insurance policy in place.
GreatFlorida Insurance has budget friendly renter’s coverage to protect against damage or theft of your small appliances, electronics, computer and entertainment equipment, clothes, shoes, jewelry, furniture, bikes and just about anything else you own.
Renter’s insurance is not only created for your possessions but, can offer protection if someone is injured at your rental property as well as provide living expenses if your rental is damaged and you need to find temporary housing.
GreatFlorida Insurance can cover your rental property whether you live in a condominium, apartment, townhouse or home in Coral Gables. Safeguard your personal effects with renter’s insurance today.
Protect What's Yours with Renter's Insurance
Whether you own or rent your home, the fact remains that you want to protect your belongings and your family from life's unfortunate events.
While most people have heard of homeowners insurance, many renters don't know that there are special policies just for them called renters insurance.
Contact a GreatFlorida Renter's Insurance Agent in Coral Gables to get more information on a renters insurance policies and to get your free renters insurance quote.
Call 305-461-3232 or take a few minutes to complete our online quote request form.
Why should I get a renters insurance policy?
Even though you may be living in a home that is protected by someone else's homeowners insurance policy, you want to be sure that your personal belongings and liabilities are covered.
If an accident, natural disaster or other unfortunate incident occurs, a renters insurance policy will make it easier to get back on your feet.
How do deductibles work with renters insurance?
Just like with other policies, a deductible is the amount that you agree to pay before your insurance policy begins to pay. However, it is important to note that this applies to personal property claims and not to liability claims.
Additionally, hurricane deductibles are applied differently since storms can cause damage multiple times in one year. Your GreatFlorida Insurance Agent in Coral Gables can provide you with additional information on how deductibles work.
What personal items does a renters policy cover?
Renters insurance policies are designed to keep your assets safe. Take a look around your home. You probably have more personal property in your home than you initially realize.
Do you have?
- Kitchen appliances and supplies
- Entertainment systems
Protect items such as these with a superb renters insurance policy from GreatFlorida Insurance. Get your quote by calling 305-461-3232.
How about protection against personal liability?
When someone is hurt at your home, it may be as much your liability as it is the landlord's liability.
Not having proper coverage in place can be a costly mistake. Renters insurance will give you the protection you need whether you need to cover attorneys' fees or pay for the medical bills of those injured on your property.
Protection at home and away from home.
Damages and personal liability can by incurred whether you're home or away from home. For instance, if you accidentally set something on fire because of a faulty appliance or lapse in judgment, a good renters insurance policy can help you recover from those damages.
On the other hand, if your home catches on fire, suffers from water damage as a result of an action of your neighbor or building management, or is broken into, a renters insurance policy will be your best asset.
In these instances your policy will cover damaged items as well as pay part of your living expenses should you be forced out of your home due to the damage.
Renters insurance covers your belongings from natural disasters.
Florida is the Sunshine State. Our tropical climate draws visitors from around the world. However, it also leaves us susceptible to severe storms, floods, hurricanes, tornados, etc.
When you rent your home, you are not responsible for damage to the structure, but guess who is responsible for your personal belongings. You are.
The destruction of your home and personal belongings can be devastating. Give yourself and your family the best chance for a second start with proper renters insurance coverage.
You'll also ensure that you'll have financial support to pay for living expenses if you are forced out of your home.
Payment plans available.
Renters insurance can fit most any budget. You have the option of paying for the entire year upfront or paying a deposit followed by quarterly payments. Get more information when you contact a GreatFlorida Insurance Agent.
Get started by making a list and checking it twice.
How can you get started? Before calling GreatFlorida Insurance take inventory of your belongings. From furniture to appliances to electronics to clothes to shoes to clothing to jewelry, these costs can really add up.
Once you have an idea of the total value of your belongings, a GreatFlorida Insurance Agent in Coral Gables will be able to put together the best possible renters insurance quote for you.